People Smiling

In October 2003, a group of managing partners of financial services firms met for a study group meeting in Oklahoma City. During their discussions, they began to catalog and analyze their shared frustrations of trying to run a successful business using existing industry models. In short order, they came to a consensus. The system wasn’t working, and it was time for a change.

This meeting led to numerous other meetings over the course of the next year.  During this time, the founders set out to address many of the shortcomings pervasive in the industry. Their goal was to engineer “in” every advantage available while simultaneously engineering “out” every possible disadvantage.

Their results would prove to be a game-changer for field people in the financial services industry. The vision was given a name—Cornerstone.

Today, that vision is now a success story. And while our company is thriving, we at Cornerstone realize that our story is still being written. That’s why we’re inviting anyone who is considering a new career path or is already in the financial services industry to explore what makes us different. Our next chapter could be yours. So, join us. We are Cornerstone—leading you forward.

Our Values


We desire to be approachable and friendly, responding in a timely manner to all our customers’ needs.


We build relationships founded on trust and the assurance that we’re serving customers with utmost integrity.


We seek to offer “best in class” financial advice and holistic planning that is executed with precision.


We seek clarity and consensus in our holistic, objective approach to advising customers. We engage and partner with other professionals to ensure financial plans align with retirement and estate planning goals.

Board of Directors, Founders

Al Howell

Alton Howell, CLU©, ChFC©

Cornerstone Financial Network

22461 I-30 S, Suite 200, Bryant, AR 72022
(919)796-9413 | (501)943-7132

Al has more than 40 years in the financial services business. He strives to provide the highest level of professional advice through an open process of communication. Using customized strategies to suit his client’s vision and objectives, he provides sound recommendations tailored to their goals. Belief in uncompromising integrity and confidentiality are the cornerstone of his process.

As a member of Cornerstone for over 15 years, Al has served as President of Cornerstone Brokerage Services since 2015 and is a member of the Board of Directors.

Al enjoys a busy life with his three children and four beautiful grandchildren. He is active in the community and has a love for organized tennis, where he has perennially captained multiple teams.

Mark Ferlin

Mark E Ferlin | Managing Partner

Cornerstone Financial Network

4494 Southside Blvd, Suite # 201, Jacksonville, FL, 32216
(904) 476-1536

Mark Ferlin began his financial advisory career in agency management for a competitive firm in 1989; he then joined Cornerstone in 2001 and started his own planning practice. Over the last 20 years he has focused his practice on estate, retirement, and business planning by helping clients solve problems such as business transitions, retirement planning, and tax planning. His team includes an in-house attorney, Medicare specialist, and numerous support personnel.

Mark has been married to Sherry for 33 years and has 3 grown children who he has supported in their youth/college sports activities the past 20 years. In his spare time, he likes to fish at the beach and play with his 2 grandsons.

Dan Cunningham

Daniel B. Cunningham | Managing Partner, CLU® ChFC® LUTCF®

Cornerstone Financial Network

101 Park Ave., Suite 1300 | Oklahoma City, OK 73102
(405) 740-0890 | Fax: 501.943.7279

With four decades of experience serving families, individuals, and businesses, it is Dan’s passion to help others create their best possible futures. He enjoys solving problems and connecting with people.

He works with clients to conduct a financial needs analysis and develops a coordinate strategy that leverages his expertise in premium finance tax strategies; insurance (life, commercial, long-term care, health, home, and auto); annuities; estate planning; retirement planning; business continuation strategies; disability income; and employee benefits/retention services.

Dan serves clients across many U.S. states, including Oklahoma, Texas, Arkansas (License No. 903858), Missouri, Kansas, Colorado, Pennsylvania, Maryland, and Idaho.

David Harris

David Harris, CIMA, CRPS: A Trusted Financial Advisor with 35+ Years of Experience

With over 35 years of experience as a financial advisor, David Harris has established himself as a seasoned professional in the industry. His guiding principle is to deeply understand his clients’ values before assessing the value of their assets. By placing his clients’ interests at the forefront, David has built a thriving practice that serves a diverse clientele.

David’s clientele includes business owners, successful professionals, and individuals in various stages of retirement planning. He brings a wealth of expertise in portfolio management, retirement planning, life insurance, and the transformative impact of charitable giving. Through enlightening conversations, he empowers his clients with the knowledge and strategies needed to make informed financial decisions.

Central to David’s approach is a comprehensive process that begins with a thorough review of his clients’ goals and objectives. He then leverages his expertise to determine the optimal asset allocation and carefully selects managers and securities that align with his clients’ specific needs. This diligent approach is coupled with ongoing monitoring of results, ensuring that his clients’ portfolios remain aligned with their financial aspirations.

As a fee-based registered investment advisor, David serves as the Principal at his own advisory firm, Harris Investment Advisors LLC, which he founded in 2002. Alongside his primary practice, David also operates Harris Advisors, an agency specializing in complex life insurance transactions. This includes premium finance, buy/sell agreements, long-term care, and estate planning. Furthermore, he provides a life insurance platform for health and property/casualty agents, as well as other investment advisors.

David’s extensive experience, coupled with his commitment to understanding his clients’ values, positions him as a trusted advisor in the financial industry. His dedication to delivering personalized solutions and his passion for helping clients achieve their financial goals make him an invaluable asset to those he serves.

Michael Cozart

Michael Cozart


Mike Cozart is a forty-year veteran of the financial services industry.
He has been a successful agency manager for two different top-five financial services companies for many years prior to joining Cornerstone in 2005.
Mike has extensive training in financial planning, agency management, and securities, earning numerous awards and professional designations.
Mike is married to Donna. They have three grown children and seven grandchildren.

Jerry Roberts

Jerry Roberts, CLU®

Jerry has spent 45 years in various leadership roles in the financial service field – including 18 years with New York Life Insurance Company where he served as a Managing Partner, Agency Vice President and Senior Vice President of New York Life Worldwide, 7 years as Vice President of Prudential. In 2001 Jerry founded Catalyst Advisory Group LLC, an independent Advisory firm specializing in working with successful Business Owners, Professionals, and their families. Through his experience, Jerry has developed a distinct understanding of the relationship between the financial, legal, and emotional issues as well as the family dynamics faced by successful families and family businesses in the context of their planning.

Jerry, a founding member of Cornerstone Financial Network, serves on the Board of Directors.

Jerry enjoys spending time with his wife Trisha, family and friends. Most important is attending as many of his grandchildren’s sporting events and other activities.

Bobby Parks

Bobby Parks | Managing Partner, RICP®

Cornerstone Financial Network

101 Park Ave., Suite 1300 | Oklahoma City, OK 73102
(405) 620-2138 | Fax: 501.943.7279

Bobby is a financial planner with Cornerstone Financial Network. After completing a successful career in the automotive industry, Parks has amassed almost two decades of experience in financial services, helping families and business owners build financial freedom. Driven as much by relationships as numbers and projections, his personal goal is to become a lifetime resource for every client.  Some of the focuses of Parks’ diverse practice include: advanced life insurance strategies, charitable giving strategies, estate conservation strategies, long-term care insurance, wealth management services and much more.

Free time for Parks is spent with his wife of 30 years Lisa and their four sons, boating, following Michigan football and serving as active members of their church.