Broker Resources
Marketing Resources
Operations
In the meantime, check out our recent posts.
Embracing humanity in an automated world
So many parts of life can be automated if you prefer them to be. By embracing humanity—by leaning into the human connection between client and advisor—your financial practice will be a breath of fresh air for people lost in the shuffle of an automated world. How do...
Understanding the market
Providing best-in-class care for your clients is about more than having the fanciest tools. It’s about being in tune with the climate of the industry to know how to serve your clients best. That professionalism starts with understanding the market.
6 steps to reinvent your advisory practice for the modern age
How do you reinvent your advisory practice in a fast-paced industry? In this 7-part blog series, Mike Cozart, Cornerstone Financial Network managing partner, answers pressing questions facing financial advisors.
Spreadsheets and Comparisons
Full Compliance Illustrations
When registering for Winflex Web, click the picture to the left, and make sure to enter Cornerstone Brokerage Services as the Company Name.
After you’ve completed the form, Cornerstone will be notified and upon approval, you will have access.
Getting Started With Cornerstone
Operations
Lincoln MoneyGuard
Mutual of Omaha MutualCare
Nationwide CareMatters
OneAmerica Care Solutions
Securian Financial SecureCare
UNDERWRITING GUIDELINE CHEAT SHEETS
- 4506C Guidelines
- Accelerated Underwriting Program Details
- Aviation Guidelines
- Avocation Exclusion Guidelines
- Bankruptcy History Guidelines
- Blood Pressure Guidelines
- BRCA Positive Test Guidelines
- Cancer History Guidelines
- Charitable Giving Guidelines
- Cholesterol Guidelines
- COVID-19 Related Underwriting Changes
- Credit Tax and Bankruptcy Database Checks
- Cryptocurrency Valuation Guidelines
- Diabetes Guidelines
- Domestic Same Sex Partners Insurable Interest
- Driving History Guidelines
- Estate Growth Guidelines
- Executive Concierge Underwriting Programs
- Family History Guidelines
- Financial Supplement Guidelines
- Foreign National Underwriting Guidelines
- Income Replacement Guidelines
- Informal Submission Guidelines
- Inspection Report Guidelines
- Instant Decision Program Details
- Juvenile Face Amount Guidelines
- Key Person Underwriting Guidelines
- Life Settlement History Guidelines
- Limited POA Guidelines
- Marijuana Usage Guidelines
- Medical Requirement Expiration Guidelines
- Military Service Guidelines
- Non-Working Spouse Financial Underwriting Guidelines
- NT Pro BNP Testing Guidelines
- Older Age Rate Class Guidelines
- Opioid Testing Guidelines
- Positive CDT Alcohol Marker Guidelines
- Post Traumatic Stress Disorder Guidelines
- Pregnancy Guidelines
- Premium Ratio Guidelines
- Professional Athlete Guidelines
- QuickQuote Submission Guidelines
- Ratings With Non-Medical FE
- Retention Reinsurance
- Routine Medical Care Requirement Guidelines
- Temporary Insurance Agreement Guidelines
- Tobacco Usage Guidelines
- Transgender Applicant Guidelines
- Table Shave & Healthy Credit Program Guidelines
UNDERWRITING GUIDELINE CHEAT SHEETS
- 4506C Guidelines
- Accelerated Underwriting Program Details
- Aviation Guidelines
- Avocation Exclusion Guidelines
- Bankruptcy History Guidelines
- Blood Pressure Guidelines
- BRCA Positive Test Guidelines
- Cancer History Guidelines
- Charitable Giving Guidelines
- Cholesterol Guidelines
- COVID-19 Related Underwriting Changes
- Credit Tax and Bankruptcy Database Checks
- Cryptocurrency Valuation Guidelines
- Diabetes Guidelines
- Domestic Same Sex Partners Insurable Interest
- Driving History Guidelines
- Estate Growth Guidelines
- Executive Concierge Underwriting Programs
- Family History Guidelines
- Financial Supplement Guidelines
- Foreign National Underwriting Guidelines
- Income Replacement Guidelines
- Informal Submission Guidelines
- Inspection Report Guidelines
- Instant Decision Program Details
- Juvenile Face Amount Guidelines
- Key Person Underwriting Guidelines
- Life Settlement History Guidelines
- Limited POA Guidelines
- Marijuana Usage Guidelines
- Medical Requirement Expiration Guidelines
- Military Service Guidelines
- Non-Working Spouse Financial Underwriting Guidelines
- NT Pro BNP Testing Guidelines
- Older Age Rate Class Guidelines
- Opioid Testing Guidelines
- Positive CDT Alcohol Marker Guidelines
- Post Traumatic Stress Disorder Guidelines
- Pregnancy Guidelines
- Premium Ratio Guidelines
- Professional Athlete Guidelines
- QuickQuote Submission Guidelines
- Ratings With Non-Medical FE
- Retention Reinsurance
- Routine Medical Care Requirement Guidelines
- Temporary Insurance Agreement Guidelines
- Tobacco Usage Guidelines
- Transgender Applicant Guidelines
- Table Shave & Healthy Credit Program Guidelines
UNDERWRITING QUESTIONAIRES
- Alcohol Usage
- Angioplasty
- Anxiety
- Arthritis
- Atrial Fibrillation
- Aviation
- Bladder Cancer
- Breast Cancer
- Cervical Cancer
- Climbing
- Colon Polyps
- Colorectal Cancer
- COPD
- Coronary Artery Disease
- Criminal History
UNDERWRITING QUESTIONAIRES
- Alcohol Usage
- Angioplasty
- Anxiety
- Arthritis
- Atrial Fibrillation
- Aviation
- Bladder Cancer
- Breast Cancer
- Cervical Cancer
- Climbing
- Colon Polyps
- Colorectal Cancer
- COPD
- Coronary Artery Disease
- Criminal History
FINANCIAL UNDERWRITING RESOURCES
FINANCIAL UNDERWRITING RESOURCES
CORE CARRIER BUILD CHARTS
- ANICO Build Charts
- Corebridge Build Charts
- AXA Build Charts
- F&G Charts
- Foresters Build Charts
- Global Atlantic Build Charts
- John Hancock Build Charts
- Legal & General Build Charts
- Lincoln Financial Build Charts
- MassMutual Build Charts
- Mutual of Omaha Build Charts
- Nationwide Build Charts
- New York Life Build Charts
- North American Build Charts
- OneAmerica Build Charts
- Principal Build Charts
- Protective Life Build Charts
- Prudential Build Charts
- Sagicor Build Charts
- Securian Build Charts
- Symetra Build Charts
- Transamerica Build Charts
- Transamerica Build Charts – Final Expense Products
FIELD UNDERWRITING GUIDES
- ANICO Field Underwriting Guide
- Corebridge Field Underwriting Guide
- Equitable Field Underwriting Guide
- F&G Field Underwriting Guide
- Foresters Financial Field Underwriting Guide
- Global Atlantic Field Underwriting Guide
- John Hancock Field Underwriting Guide
- Legal & General Field Underwriting Guide
- Lincoln Financial Field Underwriting Guide
- Lincoln Financial TermAccel Field Underwriting Guide
- MassMutual Field Underwriting Guide
- Mutual of Omaha Field Underwriting Guide
- Nationwide Field Underwriting Guide
- New York Life Field Underwriting Guide
- North American Field Underwriting Guide
- OneAmerica Field Underwriting Guide
- Principal Field Underwriting Guide
- Protective Life Field Underwriting Guide
- Prudential Field Underwriting Guide
- Sagicor Field Underwriting Guide
- Securian Financial Field Underwriting Guide
- Symetra Field Underwriting Guide
- Transamerica Field Underwriting Guide
- Transamerica Field Underwriting Guide – Final Expense Products
FIELD UNDERWRITING GUIDES
- ANICO Field Underwriting Guide
- Corebridge Field Underwriting Guide
- Equitable Field Underwriting Guide
- F&G Field Underwriting Guide
- Foresters Financial Field Underwriting Guide
- Global Atlantic Field Underwriting Guide
- John Hancock Field Underwriting Guide
- Legal & General Field Underwriting Guide
- Lincoln Financial Field Underwriting Guide
- Lincoln Financial TermAccel Field Underwriting Guide
- MassMutual Field Underwriting Guide
- Mutual of Omaha Field Underwriting Guide
- Nationwide Field Underwriting Guide
- New York Life Field Underwriting Guide
- North American Field Underwriting Guide
- OneAmerica Field Underwriting Guide
- Principal Field Underwriting Guide
- Protective Life Field Underwriting Guide
- Prudential Field Underwriting Guide
- Sagicor Field Underwriting Guide
- Securian Financial Field Underwriting Guide
- Symetra Field Underwriting Guide
- Transamerica Field Underwriting Guide
- Transamerica Field Underwriting Guide – Final Expense Products
LONG-TERM CARE/CHRONIC ILLNESS RIDER RESOURCES
LONG-TERM CARE/CHRONIC ILLNESS RIDER RESOURCES
FOREIGN NATIONAL UNDERWRITING RESOURCES
- ANICO Country Codes
- ANICO Foreign National Underwriting Guide
- Corebridge Country Codes
- Corebridge Foreign National Underwriting Guide
- F&G Country Codes
- F&G Foreign National Underwriting Guide
- John Hancock Country Codes
- John Hancock Foreign National Underwriting Guide
- Lincoln Financial Country Codes
- Lincoln Financial Foreign National Underwriting Guide
- MassMutual Country Codes
- MassMutual Foreign National Underwriting Guide
- Mutual of Omaha Country Codes – Contact a CAPS team member
- Mutual of Omaha Foreign National Underwriting Guide
- Nationwide Country Codes
- Nationwide Foreign National Underwriting Guide
- New York Life Country Codes
- New York Life Foreign National Underwriting Guide
- North American Country Codes
- North American Foreign National Underwriting Guide
- Principal Country Codes
- Principal Foreign National Underwriting Guide
- Protective Country Codes
- Protective Foreign National Underwriting Guide
- Prudential Country Codes
- Prudential Foreign National Underwriting Guide
- Securian Country Codes – Contact a CAPS team member
- Securian Foreign National Underwriting Guide
- Symetra Country Codes
- Symetra Foreign National Underwriting Guide
- Transamerica Country Codes
- Transamerica Foreign National Underwriting Guide
- Transamerica Individual Taxpayer ID Number Program Details
FOREIGN NATIONAL UNDERWRITING RESOURCES
- ANICO Country Codes
- ANICO Foreign National Underwriting Guide
- Corebridge Country Codes
- Corebridge Foreign National Underwriting Guide
- F&G Country Codes
- F&G Foreign National Underwriting Guide
- John Hancock Country Codes
- John Hancock Foreign National Underwriting Guide
- Lincoln Financial Country Codes
- Lincoln Financial Foreign National Underwriting Guide
- MassMutual Country Codes
- MassMutual Foreign National Underwriting Guide
- Mutual of Omaha Country Codes – Contact a CAPS team member
- Mutual of Omaha Foreign National Underwriting Guide
- Nationwide Country Codes
- Nationwide Foreign National Underwriting Guide
- New York Life Country Codes
- New York Life Foreign National Underwriting Guide
- North American Country Codes
- North American Foreign National Underwriting Guide
- Principal Country Codes
- Principal Foreign National Underwriting Guide
- Protective Country Codes
- Protective Foreign National Underwriting Guide
- Prudential Country Codes
- Prudential Foreign National Underwriting Guide
- Securian Country Codes – Contact a CAPS team member
- Securian Foreign National Underwriting Guide
- Symetra Country Codes
- Symetra Foreign National Underwriting Guide
- Transamerica Country Codes
- Transamerica Foreign National Underwriting Guide
- Transamerica Individual Taxpayer ID Number Program Details
Training and Education Resources
Contact Director of Education Iris Shepard at iris.shepard@cornerstonefn.com for info on a training plan
Contact Director of Education Iris Shepard at iris.shepard@cornerstonefn.com for info on resources
Cornerstone Financial Network University
Our mission at Cornerstone Financial Network University is to foster the continuous professional development and education of our advisors. We are dedicated to providing the essential knowledge, skills, and resources so that advisors are able to serve clients competently and with integrity, delivering comprehensive and personalized financial guidance.
Upcoming Courses:
"Marketing for Experienced Advisors:" A four month course highlighting the tremendous impact marketing has on building a successful practice and increasing revenue. The course will feature HOOPIS videos, books by Cotton and Carson, CFN marketing materials, and bi-monthly zoom meetings.
November Session in Progress. Next Session starts January 2024